<?xml version="1.0" encoding="UTF-8"?>
<!-- (c) XBRL International.  See http://www.xbrl.org/legal -->
<schema elementFormDefault="qualified" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns="http://www.w3.org/2001/XMLSchema" targetNamespace="http://www.xbrl.org/int/gl/muc/2006-10-25" attributeFormDefault="unqualified" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:gl-cor="http://www.xbrl.org/int/gl/cor/2006-10-25" xmlns:gl-muc="http://www.xbrl.org/int/gl/muc/2006-10-25">
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <include schemaLocation="../../muc/gl-muc-2006-10-25.xsd"/>
  <complexType name="multicurrencyDetailComplexType" id="gl-muc_multicurrencyDetailComplexType">
    <complexContent>
      <restriction base="anyType">
        <sequence>
          <element minOccurs="0" ref="gl-muc:multicurrencyDetailExchangeRateDate"/>
          <element minOccurs="0" ref="gl-muc:amountRestatedAmount"/>
          <element minOccurs="0" ref="gl-muc:amountRestatedCurrency"/>
          <element minOccurs="0" ref="gl-muc:amountRestatedExchangeRate"/>
          <element minOccurs="0" ref="gl-muc:amountRestatedExchangeRateSource"/>
          <element minOccurs="0" ref="gl-muc:amountRestatedExchangeRateType"/>
          <element minOccurs="0" ref="gl-muc:amountTriangulationAmount"/>
          <element minOccurs="0" ref="gl-muc:amountTriangulationCurrency"/>
          <element minOccurs="0" ref="gl-muc:amountTriangulationExchangeRate"/>
          <element minOccurs="0" ref="gl-muc:amountTriangulationExchangeRateSource"/>
          <element minOccurs="0" ref="gl-muc:amountTriangulationExchangeRateType"/>
          <element minOccurs="0" ref="gl-muc:restatedTriangulationExchangeRate"/>
          <element minOccurs="0" ref="gl-muc:restatedExchangeRateTriangulationSource"/>
          <element minOccurs="0" ref="gl-muc:restatedExchangeRateTriangulationType"/>
          <element maxOccurs="unbounded" minOccurs="0" ref="gl-muc:multicurrencyDetailComment"/>
        </sequence>
        <attribute name="id" type="ID"/>
      </restriction>
    </complexContent>
  </complexType>
  <complexType name="amountItemType">
    <simpleContent>
      <restriction base="xbrli:monetaryItemType"/>
    </simpleContent>
  </complexType>
  <complexType name="currencyItemType">
    <simpleContent>
      <restriction base="xbrli:QNameItemType"/>
    </simpleContent>
  </complexType>
  <complexType name="exchangeRateItemType">
    <simpleContent>
      <restriction base="xbrli:pureItemType"/>
    </simpleContent>
  </complexType>
  <complexType name="exchangeRateDateItemType">
    <simpleContent>
      <restriction base="xbrli:dateTimeItemType"/>
    </simpleContent>
  </complexType>
  <complexType name="commentItemType">
    <simpleContent>
      <restriction base="xbrli:stringItemType"/>
    </simpleContent>
  </complexType>
  <complexType name="exchangeRateSourceItemType">
    <simpleContent>
      <restriction base="xbrli:stringItemType"/>
    </simpleContent>
  </complexType>
  <complexType name="exchangeRateTypeItemType">
    <simpleContent>
      <restriction base="xbrli:stringItemType">
        <attribute name="id" type="ID"/>
      </restriction>
    </simpleContent>
  </complexType>
</schema>
